Purchasing a new property? Our team of mortgage brokers at Enrich Finance can assist you with your home buying journey. We will help you navigate the home buying process, guide you through the maze of information available, including government grants and help you secure the right home loan for your situation.
We take the time to explore your individual circumstances and goals to identify the right loan option for your needs. Our approach is different from the big banks where your options are often limited.
If you’re looking to save money on your home loan or if you need an experienced mortgage broker in Melbourne to help you achieve your property goals, simply get in contact with our team. We’re here to help you!
Home Loans for medical professionals
As your local broker in Melbourne who specialises in loans for doctors and medical professionals, we understand that your time is of the essence. We will meet with you at a time and place that is convenient to you, whether it is your consulting room, your home, local café or even over a Zoom call. We look after medical professionals all over Australia including Canberra, Sydney, Brisbane, Tasmania, and Adelaide.
As a medical professional, you may be eligible for:
- Up to 100% lending
- Lower interest rates
- A lower deposit/ higher LVR and
- No Lender’s Mortgage Insurance (LMI)
If you would like to discuss your situation and the benefits available to medical professionals, please contact our team at 03 8375 9627 or 0402 182 855.
Refinancing your home loan
With lenders slashing their rates, it’s important to ask if you could you save on your repayments! By refinancing your home loan, you could get a lower interest rate and reduce your monthly repayments, saving you thousands of dollars every year.
How can you benefit from a home loan health check?
- Obtain a new loan with a lower rate or more appropriate features
- Save on interest repayments
- Consolidate your debts
- Increase your loan amount or access equity for other personal and financial goals.
If you’re ready to book a free home loan health check, get in touch with our team of mortgage brokers in Melbourne today. Call our office on 03 8375 9627 or 0402 182 855.
Buying your first home
Entering the market as a first home buyer can be a daunting experience, however, the team of brokers from Enrich Finance can assist you throughout your home buying journey. We’ll help you determine any concessions that you may be entitled to as both a first home buyer and medical professional, as well as prepare the loan application on your behalf and follow it through to settlement, keeping you up to date along the way.
Apply for the First Home Buyer Grant
To help you purchase your first home, the many state governments including Victoria, New South Wales and Queensland have some incredible grants available to help you get into your first home sooner. These grants include:
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First Home Owners Grant
The First Home Owners Grant is a one-off payment and is only available if you buy or build a new home. If you’re buying or building in Melbourne, the grant is $10,000 or $20,000 in regional Victoria.
The property can be a house, townhouse, apartment, unit or similar but it must be valued at $750,000 or less, and the home must be less than five years old.
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First Home Loan Deposit Scheme
The First Home Loan Deposit Scheme is an Australian Government initiative to support eligible first home buyers. Usually, first home buyers with less than a 20% deposit need to pay lenders mortgage insurance, however, under the Scheme, eligible first home buyers can purchase a home with a deposit with as little as 5%. In addition, some medical professionals are also eligible for LMI waivers.
To find out if you’re eligible, give our team of home loan experts a call on 03 8375 9627 or 0402 182 855.
Ready to get started?
At Enrich Finance, our mission is to find the right home loan for your individual needs and to always have your best interests at heart. If you’re ready to start your home loan journey, simply call our team on 03 8375 9627 or 0402 182 855.